Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

View other Zopa products

4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Amazing

Approved straight away no hassle Reviewed on: 13th January 2023

Excellent service

A timely help , excellent service Reviewed on: 13th January 2023

Fantastic service thanks for the help

I was ill and suffering with depression they helped me though my illness and money problems Reviewed on: 13th January 2023

Always good

I’ve been with Zopa for a while now and haven’t had any issues. So I’ve also decided to open a savings account with them.. i need to do more try and move all finances over. I always trust Zopa Reviewed on: 13th January 2023

Brilliant card

This card is great easy to use and control has all the safety features and protection you need Reviewed on: 12th January 2023

Great service

Really great service and always handy at the end of the month essentials, Really easy to use And is very useful and quick to pay any balance or monthly fee Reviewed on: 12th January 2023

Brilliant

App is great does everything I need to do and helps me manage things easily, only thing I'd suggest is credit increases if you pay on time everytime in a 12 month period would be a nicer incentive to work towards Reviewed on: 12th January 2023

Quick and easy to use which I like

Really easy fast secure and perfact Reviewed on: 12th January 2023

Top Notch!

This is a fantastic credit card with customer need priority. I will always recommend. Reviewed on: 12th January 2023

EASY TO USE

The product is great and the app is easy to use and follow Reviewed on: 12th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Clubcard credit cards
from Tesco Bank 4.03 from 328 reviews
Credit card
from Zempler Bank 4.89 from 5653 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68053 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub