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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,504 reviews, last reviewed 9th Apr 2026
156250% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43504)

Excellent service

5
I’m very impressed with the service that Zopa provides. They have always been very helpful whenever I spoke with them. Reviewed on: 12th January 2023
Derek Noble's avatar
Derek Noble

Great zopa

5
Great company very helpful and great rates if savings loans and credit card s Reviewed on: 12th January 2023
Gerald Martin Gordon 's avatar
Gerald Martin Gordon

Good savings

4
Best rates I can't so far for savings Reviewed on: 12th January 2023
Miles Jenkins's avatar
Miles Jenkins

Easy to use

5
Manageable app to use and make payments, also love the new saving feature Reviewed on: 12th January 2023
claire's avatar
claire

Excellent service

5
I have just begun my journey with Zopa and I can honestly say I’m so glad I have. The customer care is great the apr I received was excellent and they help you pay exactly what’s needed so your interest doesn’t mount up. Thanks Zopa I have recommended you to my friends and family Reviewed on: 12th January 2023
Victoria Casey's avatar
Victoria Casey

Too good to be but is true.

5
Excellent confidence builder. Easy to use and easy to pay. It is a customer orientated card. I also have a Smart Saver with Zopa. Excellent product. Reviewed on: 12th January 2023
G.Mullan's avatar
G.Mullan

Easy to use

5
Very convenient when spending £100 or more to spread the cost Reviewed on: 12th January 2023
Omri Roberts's avatar
Omri Roberts

excellent

5
excellent service you can always contact them Reviewed on: 12th January 2023
Antonia Mateeva's avatar
Antonia Mateeva

Excellent

5
Zopa is the best because the interest rate is lower and is the best credit card provider Reviewed on: 12th January 2023
Mary Asaah 's avatar
Mary Asaah

Credit Card

4
Brilliant. I'm a very happy customer. The app easy to understand and simple to use. Reviewed on: 12th January 2023
Angela Stylianou's avatar
Angela Stylianou

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