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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant company

Easy simple credit card with an app easy to use to keep on top of everything Reviewed on: 13th January 2023

Great zopa

Zopa is simple and easy to set up, use is also very good with clear understanding and how best to use your card. Reviewed on: 13th January 2023

So friendly and accommodating

I got there card without hassle would recommend everybody Reviewed on: 13th January 2023

Zopa were very helpful and easy to use

Zopa was the first people who let me have a credit card and there app is very easy to use Reviewed on: 13th January 2023

Credit card start up

Only now joined but the experience has been second to none Reviewed on: 13th January 2023

Easy to set up

Love the app so easy to use. Account was easy to set up. Reviewed on: 13th January 2023

Good service

Briliant service,good comunications,a lot of help,great people Reviewed on: 13th January 2023

Very easy to set up and use. Everything is explained in detail, no hidden surprises!

I set up an account in less than 10mins, my card arrived 2 days later Reviewed on: 13th January 2023

There to help.

When no one else would help, Zopa made me an offer. This has opened other doors for me. Thank you. Reviewed on: 13th January 2023

Amazing customer service

The whole process was effortless. Reviewed on: 13th January 2023

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