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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

great sevicea

Very good company and very easy to deal with and professional, Keep you updated every step of the way and offer a great range of products and services. extremely profession company would reccomend to anyone Reviewed on: 12th January 2023

excellent

very good online banking and easy to use Reviewed on: 12th January 2023

Zopa is the best

Very easy app to use also use the savings app Reviewed on: 12th January 2023

A perfect partner

Zopa gives me an incredible opportunity to not alone use my Credit Card but also allows me to have an emergency fund in place should I ever need to use it. A unique and valuable service. Reviewed on: 12th January 2023

Easy to manage online, great rates

Better rates compared to high street banks, easy to manage your card through the app Reviewed on: 12th January 2023

Best credit card ever!

This card is brilliant! It gives you a great amount, is easy to use, staff are always friendly and helpful and I have had no issues whatsoever with this card. A++++++ Reviewed on: 11th January 2023

Zopa best

Zopa is the best and I love using Zopa credit card. Reviewed on: 11th January 2023

Very easy to use and set up

Best thing I done last year. Quick and easy Reviewed on: 11th January 2023

Easy and trustworthy

Great clarity through the app and real time balance details make it easy to use. Reviewed on: 11th January 2023

Fantastic

Smart, easy accessible, application, the card looks slick and unique, fantastic for my emergency and my exciting future projects. Don’t waste time get on board, we are on a fantastic track, definitely spreading the Zopa news. Reviewed on: 11th January 2023

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