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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

can't go wrong

Great company fantastic customer service Reviewed on: 11th January 2023

Brilliant

Best credit card ever Could not ask for a better service Reviewed on: 11th January 2023

Fantastic credit card

Greta service, easy to use app fantastic for setting safety nets and limits. Fantastic customer service always willing to help Reviewed on: 11th January 2023

Great service

So simple to use with a great mobile application and the perfect saving tool Reviewed on: 11th January 2023

My first credit card

My first credit card is from Zopa, I am happy to work with them, I have also recommended their services to friends because of the trust and stability they offer. Reviewed on: 11th January 2023

Excellent

It helped me a lot in an hour of need and squeeze of my family, I will be eternally grateful. Reviewed on: 11th January 2023

Zenith Zopa Card

I aimed for a credit card but that's not all I got. With Zopa I have options! These options were unexpected and very well received. The option to have smart saver pots in the Zopa app with "Zenith" (AER) rates is a winner! I can add, withdraw and move money between pots. There is also lots of other great deals to discover in the app. Hats off to Zopa this is by far the best bank/credit card app I've seen and used in a very long time. JC Manchester Reviewed on: 11th January 2023

radzio

Very happy use credit card Zopa Reviewed on: 11th January 2023

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Excellent service

This company has excellent service and treats its customers fairly.. Reviewed on: 11th January 2023

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