Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44354)

Excellent

5
Quick, easy and reliable service from Zopa Reviewed on: 13th January 2023
Christopher Scott -Jupp's avatar
Christopher Scott -Jupp

Great

5
Great card gave me the credit I needed when I needed it Reviewed on: 13th January 2023
joshrobinson's avatar
joshrobinson

My views

4
It is a good start up credit card for bad credit Reviewed on: 13th January 2023
Mudassar aziz's avatar
Mudassar aziz

Easy to use

5
Easy and apr is good when I check my balance it show and when I use only it asks for the last payment and the payment clears the same day Reviewed on: 13th January 2023
Joseph's avatar
Joseph

Great service

4
Easy to apply great service app friendly Reviewed on: 13th January 2023
Tracy's avatar
Tracy

A trustworthy company

5
Easy to use the application, you are getting informed very well about your account and offers Reviewed on: 13th January 2023
Claudiu 's avatar
Claudiu

Good

5
I am satisfied with the zopa credit card company because they are fine as far as customers are concerned I am very satisfied Reviewed on: 13th January 2023
artur kwiatek's avatar
artur kwiatek

Easy to manage

5
I like this card it's easy to manage and when you pay money off it comes off straight away Reviewed on: 13th January 2023
John Pickering 's avatar
John Pickering

Fantastic service

5
Fantastic company to deal with very helpful and efficient service Reviewed on: 13th January 2023
Al C's avatar
Al C

Good

5
Very good card. I have been using their services for two years. Reviewed on: 13th January 2023
Ivelina's avatar
Ivelina

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill