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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing!

I am so happy with my Zopa card, the app on my mobile is so easy to use, keeps up to date on all activity so I know exactly where I am in the usage of my card. I am so impressed that when I may a payment it shows instantly on my app. Great card to recommend to friends. Colleagues and family. Reviewed on: 13th January 2023

Best company

Sticks by you when others turn their backs Reviewed on: 13th January 2023

Am really enjoying there service

Have never have problem using my card and they have been increasing my credit limit time to time Reviewed on: 13th January 2023

Easy to use. recommended

Gave me credit when my credit score was low, helped me build credit back up. easy to use with the app and the freeze feature. Reviewed on: 13th January 2023

Easy to access and brilliant fir credit building

I can easily follow the app and contact people easily and they respond quickly if I have BBC any questions . Reviewed on: 13th January 2023

Zopa credit card

I find Zopa customer services very helpful can’t fault the card easy to use I would definitely recommend them Thank you Chris Reviewed on: 13th January 2023

Fast easy trustworthy

Fast and easy application process. Everything up front and no hidden fees or charges. Would trust and happily recommend to family and friends Reviewed on: 13th January 2023

always available

always available, to find out about new products. Reviewed on: 13th January 2023

Credit card

Zopa is very good easy to pay on the app an stay in control of your spending .I would definitely recommend to friends and family Reviewed on: 13th January 2023

Excellent

I am satisfied with the card. I was able to borrow and repay on time Reviewed on: 13th January 2023

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