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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Cannot fault this company

Great company, easy to use app and never had a problem. Very straight forward finance company that helps you with several options Reviewed on: 11th January 2023

Excellent service and product.

Also quick with payments always easy to use services and product. Reviewed on: 11th January 2023

There very best keeping up to date with credit.

I have informed by credit card if I in red well before they start charging interest. Reviewed on: 11th January 2023

been great help through covid pandemic

been a great card. would like my account increased. But not had any issues. when i was in financel hardshio they were very helpfull Reviewed on: 11th January 2023

Best credit card

Best credit card and very helpfull Reviewed on: 11th January 2023

Very good

They have been very supportive and helpful Reviewed on: 11th January 2023

A fuss free dream !

Zopa are the best around. Simple accounts that offer great rates and a seamless app. Changing to Zopa was the best financial decision I've ever made ! Reviewed on: 11th January 2023

Great card

Very easy to use as a provider and I would highly recommend to any one looking for a credit card Reviewed on: 11th January 2023

Veselin

Everything is fine. I am very pleased. I receive accurate information about current products and services Reviewed on: 11th January 2023

Good card

Good card company with a good app to back up the card Reviewed on: 11th January 2023

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