Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Totally Awesome

1 class experience from start to end Reviewed on: 13th January 2023

Love zopa

Have no problems with zopa easy to manage my account via the app would recomend them to anyone A++ Reviewed on: 13th January 2023

Brilliant

Very easy process interest is low and easy to use app Reviewed on: 13th January 2023

Awesomeness

Over the tears I have used many different types of credit and credit cards and no company matches up to the awesomeness of zopa Reviewed on: 13th January 2023

Credit card

Easy to apply and good rates and easy to use the app Reviewed on: 13th January 2023

Excellent service

Never had a problem fast friendly cannot fault service Reviewed on: 13th January 2023

First Class

Only had to contact customer Services once and that was sorted straight away but what I like best about Zopa is that when you make a payment to your account it doesn't take 3-5 working days to show on your account, it's instant.... Reviewed on: 13th January 2023

Excellent service and made easy!!

I wanted to rebuild my credit and this was the perfect option for me. Reviewed on: 13th January 2023

Reliable and Reassuring

From the moment of application to the delivery of my card the whole process was easy simple. The app is user friendly and communication with the Zopa advisers is efficient and friendly. I found them to be very helpful and knowledgable. Reviewed on: 13th January 2023

It's distinctive and easy to use

Thank you, I will tell my friends about it Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 4.02 from 68 reviews
Overpay
from Incredible 4.19 from 5 reviews
Select Credit Card
from Nationwide 3.87 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub