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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,504 reviews, last reviewed 9th Apr 2026
156250% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43504)

Poor credit

5
I have a poor credit rating but this company believed in me and now I'm on the way back to getting good credit Reviewed on: 11th January 2023
Nicholas Stock 's avatar
Nicholas Stock

Very good

5
Awfully good stuff and it is very good Reviewed on: 11th January 2023
Robbie House's avatar
Robbie House

Easy, efficient, helpful

5
Found them very helpful, easy to sort out. No complications. Reviewed on: 11th January 2023
HR's avatar
HR

Very good

5
Yes top I recommend to all my friends and family Zopa is the best Reviewed on: 11th January 2023
DAVI Fetter's avatar
DAVI Fetter

very good money people

5
They help you very well to manage your financial well being Reviewed on: 11th January 2023
David Lawson's avatar
David Lawson

Great card

5
I had never heard of Zopa but really pleased to be with them. Easy application message is clear encourages savings interest communication is good. What I enjoy is the simplicity and ease but also ensuring you use and spend responsibly Reviewed on: 11th January 2023
cedual jaram's avatar
cedual jaram

helpful and understanding

5
Love my Zopa card , always helpful when on phone, never had a problem at all and if I did their customer service are brilliant at helping out Reviewed on: 11th January 2023
Susan Doyle 's avatar
Susan Doyle

Great bank

5
Helpful and Easy banking and a great way to save to Reviewed on: 11th January 2023
damienkane@sky.com's avatar
[email protected]

Great choice

5
Very easy app , great card helping me to get back on track Reviewed on: 11th January 2023
daltvilla@icloud.com's avatar
[email protected]

Helpful

5
Easy to access and view my account. Good financial advice. Reviewed on: 11th January 2023
cherll.me@hotmail.co.uk's avatar
[email protected]

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