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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Amazing

Amazing easy to use and very fast Reviewed on: 11th January 2023

Best provider ever

I have my credit card with Zopa Very easy to use and deal 5 star services Reviewed on: 11th January 2023

Very easy to deal with

Very friendly staff and very helpful Reviewed on: 11th January 2023

CREDIT CARD

GREAT COMPANY WHO GOES OUT OF IT WAY TO HELP YOU BACK TO GET A GOOD CREDIT RATING Reviewed on: 11th January 2023

Best credit card provider

Understanding listen to customer needs always willing to assist Reviewed on: 11th January 2023

So Easy to use with real-time updates

Great Card , so easy to use , Real time updates via the App , Good communication . Reviewed on: 11th January 2023

Best one

I can really recommend that company! Reviewed on: 11th January 2023

Zopa card

Brilliant service and knowing your card is in your wallet for those little things you enjoy is so worth it Reviewed on: 11th January 2023

My favourite credit card

Zopa is by far my favourite credit card, the app is perfectly user friendly, I love the savings aspect it’s a great touch and makes me feel like they actually care about my money rather than feeding them with interest fees they’re giving me something back. Reviewed on: 11th January 2023

Help when i needed it

Great credit card, my credit score wasn't the worst not the best zopa helped me on my way to better credit score and ultimately better credit Reviewed on: 11th January 2023

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