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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,505 reviews, last reviewed 10th Apr 2026
156300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026
Paddy Henny's avatar
Paddy Henny

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43505)

Fantastic credit card

5
Had nothing but an amazing experience with my card, the app is one of the best out there for keeping on top of your finances Reviewed on: 13th January 2023
graham bias's avatar
graham bias

Fantastic

5
Zopa help me a lot is the best credit card you.can have. Thank you Reviewed on: 13th January 2023
Alexandre 's avatar
Alexandre

Easy to use, hassle free

5
I've been using the credit card for a long time now and I've already had my limit increased twice. Never had any problems. Very good. Reviewed on: 13th January 2023
Gideao Carlos 's avatar
Gideao Carlos

Great great great

5
They helped me build my credit. Amazing card!!! Recommended 100% Reviewed on: 13th January 2023
Pilar's avatar
Pilar

Best credit card

5
Zopa is the best credit card provider in my opinion. Their customer service is outstanding and they are always ready to listen to you and offer help Reviewed on: 13th January 2023
Amos ogieriakhi's avatar
Amos ogieriakhi

Customer friendly.

4
Customer friendly online application and quick card delivery Reviewed on: 13th January 2023
Karin Smith-Harding 's avatar
Karin Smith-Harding

Zopa credit card

5
Excellent card and so easy to apply for. Love the app. Reviewed on: 13th January 2023
David Crawford 's avatar
David Crawford

Amazing credit builder

5
Made an application to Zopa via Clear score abd was accepted straight away! Since using Zopa I've been able to manage my account through the app and my credit score has drastically improved. Reviewed on: 13th January 2023
Stuart Fisher's avatar
Stuart Fisher

Very Straightforward Banking

5
Easy to apply, easy to set up on APP and very easy to follow your transactions and borrowing power. Reviewed on: 13th January 2023
Veronica Gallacher's avatar
Veronica Gallacher

Zopa credit card

5
Amazing for helping build your credit rating back up Reviewed on: 13th January 2023
Garry Miller's avatar
Garry Miller

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