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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great experience when applying and shopping

Great credit card brilliant 4 unexpected bills and buying when it's not pay day haha Reviewed on: 13th January 2023

Simply the best

I love their services and the fact that I can check my credit score in the app is also a bonus. Reviewed on: 13th January 2023

Added extra help makes all the difference

All the little extra advice and info that comes with this credit card makes them stand out from the rest Reviewed on: 13th January 2023

Great

It was easy to navigate and to find out quite quickly if you could get credit Reviewed on: 13th January 2023

Brilliant experience

Zopa helped me when no one else would ! they are easy to use and quick to speak to customer service wise would highly recommend Reviewed on: 13th January 2023

Good

Great card for bad credit recommend Reviewed on: 13th January 2023

Excellent service

Tha entire experience was straight forward and easy .very happy and definitely recommend Reviewed on: 13th January 2023

Benefit

I very like to use all the time bank sistem product every day Reviewed on: 13th January 2023

Super Zopa

offers me everything I needed in a credit card without the hard push sell Reviewed on: 13th January 2023

Great Provider

Met my needs. Great job. Would recommend. Reviewed on: 13th January 2023

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