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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great

5
Great company. App is so easy to use Reviewed on: 13th January 2023
Krusty's avatar
Krusty

Easy to apply and quick delivery

5
Excellent service. Easy to apply and fast delivery Reviewed on: 13th January 2023
Paul Sollis's avatar
Paul Sollis

Great

5
App is so easy to use and zopa is very clear on what your getting Reviewed on: 13th January 2023
Julian Goldman's avatar
Julian Goldman

Best credit card

5
Easy process to get card. Very user friendly app Reviewed on: 13th January 2023
drolowu@gmail.com's avatar
[email protected]

Great company

5
Easy to use straight forward and give people a chance Reviewed on: 13th January 2023
John Tebble 's avatar
John Tebble

Excellent

5
Above expectation and excellent card to use. Reviewed on: 13th January 2023
Ahmed Loutfi's avatar
Ahmed Loutfi

Communication and security

5
Great communication from Zopa regarding spending and also Great security on card Reviewed on: 13th January 2023
Clodagh Collins's avatar
Clodagh Collins

Breath of fresh air

5
An easy to understand card, commitment to assisting the customer , updates are helpful , they do not push you to apply with them. They give accountability and make sure you can afford the payments . They offer customer care and I do mean customer care not a flippant one. Reviewed on: 13th January 2023
Michelle's avatar
Michelle

Great company

5
Easy app and overall good experience from day one. Reviewed on: 13th January 2023
Adam Dabaa's avatar
Adam Dabaa

Fantastic

5
Easy to apply for no fuss Great service Reviewed on: 13th January 2023
David Gould's avatar
David Gould

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