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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa doopa

From applying for my card to it arriving, my experience with Zopa has been outstanding. Reviewed on: 13th January 2023

The best ever credit card

This credit card is the best credit card I have ever had in my life, low fees ,easy to manage ,easy to get it. Reviewed on: 13th January 2023

Simply useful

ZOPA gave me the opportunity to show I can manage credit when other cards wouldn't - thank you ZOPA! Reviewed on: 13th January 2023

Good customer service

They keep you informed over everything and upto date Reviewed on: 13th January 2023

The best I have come across

Zopa has allowed me to take advantage of a balance transfer which is the first time a credit card provider has given me this opportunity. In hard times it helps and is appreciated They have also given me a manageable credit limit and the credit cushion is just a great idea! Reviewed on: 13th January 2023

Fantastic card

Easy application process And fast delivery of card. Able to control and manage card from the app its great Reviewed on: 13th January 2023

perfect company

perfect for credit building , don't up your limit if you haven't paid things . Responsible lender Reviewed on: 13th January 2023

Great communicators

Regular emails which has been helpful Reviewed on: 13th January 2023

Helpful and kind

Very helpful over the phone.as I was unable to something and they soon helped me to sort it out I got straight through to them and the guy was very understanding and very nice and helpful to me Reviewed on: 13th January 2023

Easy application process

The application process was quick and simple and I was approved within half an hour and my account was all set up. The interest rate offered was great. The app is very user friendly and smooth. Reviewed on: 13th January 2023

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