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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Perfect

It’s a easy quick and safe it’s a one of the best company Reviewed on: 13th January 2023

Credit card

Great credit card and easy use with Google pay app. Highly recommended Reviewed on: 13th January 2023

Great company's

Perfect transactions. Thankyou..I would recommend to any body. Reviewed on: 13th January 2023

Cc

Doesn't raise credit limit over the last year Reviewed on: 13th January 2023

Great customer service

Very easy to use. Very easy to apply for. Reviewed on: 13th January 2023

Great company

Great company and good customer support Reviewed on: 13th January 2023

The best card i ever had cheers

I will always vote for Zopa because I enjoy using this card Reviewed on: 13th January 2023

Customer service

Excellent customer service experience Reviewed on: 13th January 2023

Great card for building credit

Took a chance on me when no one else would and now the only card I’ll ever use Reviewed on: 13th January 2023

Amazing

This company is so helpful and provide amazing services. Reviewed on: 13th January 2023

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