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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Supa Zopa

Helped me on to the credit builder after being in direstraits , Never looked back Competitive rates and get better as you build your credit Reviewed on: 13th January 2023

Good all round company

Easy to use app and communication between company and client. Notifications make it easy to see what spends have been recently done Reviewed on: 13th January 2023

Exceptional credit card with good offers

The monthly interest rate is very good Reviewed on: 13th January 2023

Service

Excellent service, easy application, great company Reviewed on: 13th January 2023

Easy process

No hassle and straight forward. Would definitely recommend Reviewed on: 13th January 2023

Simple and easy

A great card to build up your credit score. Easy to use, works well with the app. Great support if ever needed. Reviewed on: 13th January 2023

Great customer service!

Easy to use app, regular updates and great customer service Reviewed on: 13th January 2023

Great service, great card happy alround

Use my card frequently happy with all connected features.would recommend to other customers. Reviewed on: 13th January 2023

Zopa is Zuper

I am new to credit cards, and Zopa has helped me not just build my credit but gave me a world of options at my fingertips to explore. Email reminders and updates to their service have been second to none thank you Reviewed on: 13th January 2023

Best Credit Card to build up your credit Score

They keep you up todate with your spending,you can set your desired payment up and the will only take what you hsve set. Customer service Excellent,straight through and happy to help. 100% recomend Zopa Reviewed on: 13th January 2023

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