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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
70% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Excellent

5
Zopa are so easy to use and have had no problems at all using my credit card. App is so easy to track spending and the credit cushion is a fabulous feature of the app. Reviewed on: 13th January 2023
neilsonlaura3@gmail.com's avatar
[email protected]

Amazing company and very helpful

5
Was easy to apply and get accepted fast you can even use your card on the phone before the card even arrives Reviewed on: 13th January 2023
Marc Roberts's avatar
Marc Roberts

Great card

4
Had no problems with this card and repayments Reviewed on: 13th January 2023
Rhonda ralph's avatar
Rhonda ralph

Excellent

5
Absolutely excellent credit card. Brilliant communication in keeping us up to date Reviewed on: 13th January 2023
pebble09's avatar
pebble09

Easy using the app

5
Zopa credit card has been extremely helpful in letting me know my spending transactions and when payments are due , very happy with there credit card. Reviewed on: 13th January 2023
Dean's avatar
Dean

Great to deal with

5
Have always found them great to deal with and very helpful Reviewed on: 13th January 2023
Chezary Fawcett 's avatar
Chezary Fawcett

Very good card with no fees

5
Very good card with no fees. Never had any issue. Reviewed on: 13th January 2023
Fagner Ghingaro's avatar
Fagner Ghingaro

Performance

5
I’m very pleased with the way you keep me informed of my spending and your app is very easy to use Reviewed on: 13th January 2023
Deborah Cumberbatch's avatar
Deborah Cumberbatch

Amazing customer service in the area if credit card.

5
Great customer service provider. Reviewed on: 13th January 2023
Damian Orisakwe's avatar
Damian Orisakwe

Easy app great service

5
I found the application and app really easy and straightforward great service Reviewed on: 13th January 2023
Jenny's avatar
Jenny

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