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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good all round company

Easy to use app and communication between company and client. Notifications make it easy to see what spends have been recently done Reviewed on: 13th January 2023

Exceptional credit card with good offers

The monthly interest rate is very good Reviewed on: 13th January 2023

Service

Excellent service, easy application, great company Reviewed on: 13th January 2023

Easy process

No hassle and straight forward. Would definitely recommend Reviewed on: 13th January 2023

Simple and easy

A great card to build up your credit score. Easy to use, works well with the app. Great support if ever needed. Reviewed on: 13th January 2023

Great customer service!

Easy to use app, regular updates and great customer service Reviewed on: 13th January 2023

Great service, great card happy alround

Use my card frequently happy with all connected features.would recommend to other customers. Reviewed on: 13th January 2023

Zopa is Zuper

I am new to credit cards, and Zopa has helped me not just build my credit but gave me a world of options at my fingertips to explore. Email reminders and updates to their service have been second to none thank you Reviewed on: 13th January 2023

Best Credit Card to build up your credit Score

They keep you up todate with your spending,you can set your desired payment up and the will only take what you hsve set. Customer service Excellent,straight through and happy to help. 100% recomend Zopa Reviewed on: 13th January 2023

Excellent

Zopa are so easy to use and have had no problems at all using my credit card. App is so easy to track spending and the credit cushion is a fabulous feature of the app. Reviewed on: 13th January 2023

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