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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

72% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great card for building credit

Took a chance on me when no one else would and now the only card I’ll ever use Reviewed on: 13th January 2023

Amazing

This company is so helpful and provide amazing services. Reviewed on: 13th January 2023

Excellent Service

I have had Zopa’s credit card for about a year now and their service has been top notch and you are guaranteed a quicker increment if payments are made in timely manner. I would definitely recommend to anyone seeking credit services Reviewed on: 13th January 2023

Not recommended

Interest rate keep going up, 2 high for people who are on low income, I would not recommend, I can't wait to clear mine and close it down. Reviewed on: 13th January 2023

Excellent

Zopa credit works efficiently with hassle free Reviewed on: 13th January 2023

Nice n fast

Fair interest rate and faster response Reviewed on: 13th January 2023

Easy to apply

Easy to apply nice app on the phone to control your spending Reviewed on: 13th January 2023

Zopa

The best company ever zopa they Value your custom any problems They will sort it out ASAP so easy Online I wouldn't be without them So get zopa thank you to all the team Reviewed on: 13th January 2023

Excellent choice of card

Easy to apply for good customer service and great benefits too Reviewed on: 13th January 2023

Hassle free lending

I have had regular contact and suitable affordable credit increases. Reviewed on: 13th January 2023

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