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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Best Credit Ever

5
They are the best , very helpful Reviewed on: 28th March 2022

Brilliant

5
Very good Very good rates Very affordable Reviewed on: 28th March 2022

Excellent card

5
Online site and card is do easy to use. I would recommend to anybody Reviewed on: 28th March 2022

Gareth allsopp

4
Great costumer service. Very helpful Easy to get things done Quick service Reviewed on: 28th March 2022

Excellent!!

5
The customer experience is excellent. The app is very easy to use and they actually listen to any concerns. Reviewed on: 28th March 2022

Simple, quick and easy

5
I have always been nervous about credit cards and loans but Zopa made it easy to apply. They also have a fully functional app where I can see everything I would need. Great communication and of course the ability to use virtually as well as with a physical card. 10/10 from me ⭐️ Reviewed on: 28th March 2022

Simply the best

5
Very professional helpful and understand and simple to work with Reviewed on: 28th March 2022

life made easy

5
Great Customer service, all ways helpful Reviewed on: 28th March 2022

Great all round

5
Great rates weather it's using my credit card and some of the best rates saving beats all banks hand down. Reviewed on: 28th March 2022

Excellent service , quick and easy to use

5
really good little card , have had no issues great and easy to pay all online . Reviewed on: 28th March 2022

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