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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good comapny

Exactly what I needed, easy and good. Reviewed on: 13th January 2023

Card credit

Very friendly and efficient service provided by all Reviewed on: 13th January 2023

Excellent

Great card and company easy to use and app very easy Reviewed on: 13th January 2023

Functional & easy to use

Nothing could be simpler. Easy, adaptable & useful Reviewed on: 13th January 2023

Professional and efficient

I have found Zopa very helpful, efficient professional Reviewed on: 13th January 2023

Really straight forward card with no hidden corners to navigate. 100%

This card has literally changed my life in financial management. Reviewed on: 13th January 2023

0% interest

0% interest for 3 months has been really good,and the app is clear and easy to use Reviewed on: 13th January 2023

Worth every effort to obtain

Helpful staff in CS. Clear T&C’s and no nasty surprises. Reviewed on: 13th January 2023

Great

Great Great great great……………………. Reviewed on: 13th January 2023

Fantastic

Just a great card and even better customer service and the app is the best. Reviewed on: 13th January 2023

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