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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Responsible and easy to navigate

I have a low limit and have never missed a payment. Usually pay in full but not always. Never had any problems with Zopa so I'll carry on using them. Reviewed on: 13th January 2023

No issues , fast payments and statements

Every on line , no need for paper copies Reviewed on: 13th January 2023

Easy to use, quick decision.

Low interest card, quick decision to apply. Reviewed on: 13th January 2023

Good company

Good company had no issues straight forward and easy Reviewed on: 13th January 2023

Good

Easy to use I’ll recommend this credit card to anybody I think it’s the best Reviewed on: 13th January 2023

Helpful

Very helpful and friendly service. Happy to recommend Reviewed on: 13th January 2023

Very good

Easy phone app, good service, can view pin on app if you forget, a good credit card, went over limit by accident and didn’t get charged. Reviewed on: 13th January 2023

Brilliant

Brilliant and easy to use love it Reviewed on: 13th January 2023

.Excellent customer service

. Excellent customer service and very helpful Reviewed on: 13th January 2023

Excellent card provider

Really happy with the service I have received and the app is faultless Reviewed on: 13th January 2023

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