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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very interesting, professionnel and very helpful

Very satisfied, happy with the Company’s policy Reviewed on: 13th January 2023

Easy and simple

Easy and simple to apply and the app is easier than others to use and understand Reviewed on: 13th January 2023

Smart choice

Easy to use and a very smart choice. Reviewed on: 13th January 2023

Fast and reliable

Easy to apply fast application process. Very good app Reviewed on: 13th January 2023

ZOPA REVIEW

The card is easily set up, the app is really easy and user friendly and any queries I have have been dealt with effectively and immediatly would absolutley recommend ZOPA Reviewed on: 13th January 2023

Reliability of Zopa Credit Card

Zopa is always there in times of need. Reviewed on: 13th January 2023

Great card

Very easy application process, fantastic online app very easy to use a must to rebuild your credit history and a sensible limit. Reviewed on: 13th January 2023

Excellent credit card great company

Had no problems why been with zopa I have 3 credit cards and it's over all my fav one out them all definitely recommended Reviewed on: 13th January 2023

Excellent

Excellent very good, happy to zopa Reviewed on: 13th January 2023

Brilliant

Zopa are with you every step of the way Reviewed on: 13th January 2023

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