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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Great service

5
I joined Zopa as a result of an advert. Expected them to be the same as all the others. But I was happily mistaken. Zopa has been a pleasure to use. The app is extremely easy to use with lots of useful tips and advice. Very happy to be a customer. Reviewed on: 13th January 2023
Jaytheguvna's avatar
Jaytheguvna

Good company great for finance

5
Absolutely Reviewed on: 13th January 2023
STUART NORTON's avatar
STUART NORTON

The best loan company

5
Zopa is one of the best companies. I applied for Zopa credit card and had an answer straight away. The limit given on the card suprisme as I didn't expect so much. The monthly rate is not so big so it is easy to pay the all the used money back. I highly recommending Zopa credit card to anyone who is in need of extra money for unexpected spendings. Reviewed on: 13th January 2023
Magda's avatar
Magda

Zopa card

5
Very good service easy to use and excellent service Reviewed on: 13th January 2023
Martin Walker's avatar
Martin Walker

Great service

5
Hassle-free application, extremely easy to use and great range of services. Reviewed on: 13th January 2023
Fran's avatar
Fran

Great card great service

5
Using my card is easy and getting on the website is easy to us , the information is always update and their services relating to credit score how to help improve it and how to manage your money is very informative and helpful Reviewed on: 13th January 2023
Julie's avatar
Julie

Great company to deal with

5
Very easy process to apply, terms open and transparent, great terms. Reviewed on: 13th January 2023
Charley's avatar
Charley

This card is good and easy to apply

5
This card is good and easy to apply And this always show your cradite reating Reviewed on: 13th January 2023
Kaleem 's avatar
Kaleem

The best card on the market

5
Hassle free Great! Easy and convenient. Reviewed on: 13th January 2023
David Brown's avatar
David Brown

Easy to apply

5
Easy to apply, quick delivery of card. Great app to keep you on track of your finances. Reviewed on: 13th January 2023
Marina Houghton's avatar
Marina Houghton

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