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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good

Excellent and good response any problem Reviewed on: 30th March 2022

Friendly. Easy. Quick

I managed to fill in application at work on my break and got a credit card before I went back. Quick and easy! Reviewed on: 30th March 2022

Quick, simple, amazing

Really easy to sign up and easy to use app. Good amount of credit to start with. Quick and easy to pay back what you owe. Easy to contact with regards to any questions. Reviewed on: 30th March 2022

Super easy to use & hassle free

So easy to set up manage via the App in full control of spending and super secure Reviewed on: 30th March 2022

Brilliant

Absolutely brilliant credit card to have, they don't push you to get more money, they really do put their customers first!!. Reviewed on: 29th March 2022

Zopa is a very good company

My experience Zopa company care for their customers Reviewed on: 29th March 2022

Excellent

I like this company esey to use Reviewed on: 29th March 2022

Banking made easy

banking made easy, used my card abroad with no problem and will carry on to use it in the future Reviewed on: 29th March 2022

Helpful

Was able to help when I needed it the most, thank you Reviewed on: 29th March 2022

Great up to date notifications

Great company and effective.Good services. Reviewed on: 29th March 2022

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