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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Never had any issues and I use the account daily

All online and app use is quick and easy. Never had an issue where I've had to contact customer service which speaks volumes. Reviewed on: 30th March 2022

Good credit card

Zopa is best credit card i got this 2 months ago and i will recommend to all of my friends this card Reviewed on: 30th March 2022

Best

Very good using Zopa credit card Amazing Reviewed on: 30th March 2022

AWESOME CREDIT SCORE BUILDER

I have been using Zopa for a while and in the shortest amount of time I am slowly building my credit score back to acceptable levels thanks for the service. Reviewed on: 30th March 2022

Great Credit Card for building Credit

Zopa has been amazing for building my credit score and I highly recommend it to both young and older people looking to improve and build their scores. Reviewed on: 30th March 2022

Best card

The most easiest and best card I’ve had. App is so easy to use and navigate. Definitely a card to try out if you haven’t yet Reviewed on: 30th March 2022

BRILLIANT SERVICE

Really good easy bank Really straight forward easy service fantastic staff and brilliant layout can’t be more happier my credit is increased thanks Zopa Reviewed on: 30th March 2022

Amazing credit

It was very fast to apply and the service is fabulous. Very clear and easy accessibility to credit. My card arrived within the two days of my application. All in all, excellent. I am very satisfied. Thank you. Reviewed on: 30th March 2022

Excellent services

Very reliable. When I called the bank I got all the help I needed. Thank you all Reviewed on: 30th March 2022

A great bank and grateful for the help

I have never had a credit card before and this bank has helped me get my first on and hopefully increase my credit score in order to improve my finances in the future. Very fretful for this bank. Reviewed on: 30th March 2022

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