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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic

Great service highly recommend, perfect Reviewed on: 13th January 2023

Helps greatly

This card helps in times of need a little lifeline Reviewed on: 13th January 2023

Fabulous

Great bank, easy to use app. Would definitely recommend it to others. Fabulous Reviewed on: 13th January 2023

Great and no worries

All of my transactions have been dealt with effectively,professionally and no problems. Customer service. Has been at the top of their game displaying knowledge and understanding and conclude business with the uttermost satisfaction. Reviewed on: 13th January 2023

Very easy to set up

Great company ive had no issue's Reviewed on: 13th January 2023

Best card

So easy to use and make payment the app is so easy to understand Reviewed on: 13th January 2023

Credit card review

I have had has this credit card for a year, and feel it is the best I have had they don’t let you get in to debt. They are responsible lenders. Reviewed on: 13th January 2023

Credit cards

Very help full easy to use app fantastic service Reviewed on: 13th January 2023

Zopa

Great credit card with an excellent app'. Helps me stay on track with everything. Reviewed on: 13th January 2023

Credit with care

Having a Zopa credit card has made my life a little bit easier as it was issued, delivered and managed without fuss and I have been kept up to date with my spending as soon as I have spent. Reviewed on: 13th January 2023

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