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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

How credit cards should be

No fuss, great notifications and app. Payments instantly on your balance. Cant say enough positive's about this company Reviewed on: 13th January 2023

The best

Hi am grateful for being with you and you give me chance to get my credit score better Reviewed on: 13th January 2023

All well

Good to have this card. Will always recommend Reviewed on: 13th January 2023

Does what you need

Works great for me , easy to use and navigate features. Reviewed on: 13th January 2023

Great card

Have had great service and good app everything so quickly sorted which is perfect. Reviewed on: 13th January 2023

Best out there

Can't fault Zopa .Keep me well informed of everything happening in my account .Fantastic. Reviewed on: 13th January 2023

Easy to use site

Easy to navigate and very informative Reviewed on: 13th January 2023

Happy

very excellent service quick online payment service Reviewed on: 13th January 2023

Excellent service

From the day I have had this credit card, it's been plain sailing, and easy to apply Reviewed on: 13th January 2023

Great service

Great card, with great costumer service Reviewed on: 13th January 2023

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