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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great service

4
Very easy to use and interact around the app Reviewed on: 30th March 2022
Adsy P's avatar
Adsy P

The card is great. It helped boost my credit rating. Easy application and quick answer. The repayment service on the app is easy to follow. Clear instructions as well.

5
I applied for the card, got a quick response and l love how the card is presented in a discrete manner. Information details at the back of card is great. Reviewed on: 30th March 2022
Kehinde Okuleye's avatar
Kehinde Okuleye

Easy to use

5
Easy to use no hassles and the app is simple Reviewed on: 30th March 2022
Nd's avatar
Nd

Excellent

5
Just a great service and very reasonable Reviewed on: 30th March 2022
kevin meredith's avatar
kevin meredith

Great experience

5
Zopa is quick and easy to use. With the app it gave me my pin and explained everything that I needed to know. Can’t fault Zopa in the slightest. Reviewed on: 30th March 2022
Jordan Clarke's avatar
Jordan Clarke

The greatest

5
Simple and easy to use the app to make quick payments Reviewed on: 30th March 2022
Keeleigh Poore's avatar
Keeleigh Poore

Best company , low rate and the best staff !

5
I dont have nothing bad to say about Zopa , just good thinks , good job . Reviewed on: 30th March 2022
Robert-George Vinike's avatar
Robert-George Vinike

great company

5
customer service is outstanding application was quick and easy Reviewed on: 30th March 2022
michael's avatar
michael

Excellent

5
Very good banking love it very easy Reviewed on: 30th March 2022
Bad Boys's avatar
Bad Boys

Good and helpful

4
Zopa help me improve my credit score a lot Reviewed on: 30th March 2022
Lamin Conteh's avatar
Lamin Conteh

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