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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great service

Great card, with great costumer service Reviewed on: 13th January 2023

Fantastic

Great service highly recommend, perfect Reviewed on: 13th January 2023

Helps greatly

This card helps in times of need a little lifeline Reviewed on: 13th January 2023

Fabulous

Great bank, easy to use app. Would definitely recommend it to others. Fabulous Reviewed on: 13th January 2023

Great and no worries

All of my transactions have been dealt with effectively,professionally and no problems. Customer service. Has been at the top of their game displaying knowledge and understanding and conclude business with the uttermost satisfaction. Reviewed on: 13th January 2023

Very easy to set up

Great company ive had no issue's Reviewed on: 13th January 2023

Best card

So easy to use and make payment the app is so easy to understand Reviewed on: 13th January 2023

Credit card review

I have had has this credit card for a year, and feel it is the best I have had they don’t let you get in to debt. They are responsible lenders. Reviewed on: 13th January 2023

Credit cards

Very help full easy to use app fantastic service Reviewed on: 13th January 2023

Zopa

Great credit card with an excellent app'. Helps me stay on track with everything. Reviewed on: 13th January 2023

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