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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great help

Always good to have and know about it’s very useful in emergencies Reviewed on: 29th March 2022

Decent

Decent and no problems easy to use Reviewed on: 29th March 2022

Be in the "Zone of possible agreement" you go wrong!

Zopa has made it possible for me to boost my credit rating with an affordable rate, I'm very happy with Zopa service and would highly recommend to anyone that would like to do the same. Reviewed on: 29th March 2022

So easy to use!!

It’s so easy to use.all clear in the app and everything works perfect!!you have ALL the information at the app. BEST card to me!! Reviewed on: 29th March 2022

Fast easy right at my finger tips

I love this app, it gives me confidence, make me feel like i have control over what goes in and out of the account. The notifications of every purchase is a great idea. I feel so confident and safe by using this app. Reviewed on: 29th March 2022

It's amazing

Very easy to manage , I'm very happy with the banking app Reviewed on: 29th March 2022

New card

Easy to apply I was pre-approved accepted The card arrived one day earlier Reviewed on: 29th March 2022

Great company

Great company. Would definitely recommend Reviewed on: 29th March 2022

zoom on pleasure advances

The ease that I can now take advantage of life's little pleasures with Zopa, secure in the knowledge that I am covered by their professional service. Must go now as I have to Zopa a few things. Reviewed on: 29th March 2022

Fantastic

Really good like that when I use it i get an instant notification to my phone Would like the balance to be more how fantastic card Reviewed on: 29th March 2022

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