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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Brillant

Really helpful, and friendly staff Reviewed on: 29th March 2022

Efficient and Helpful

Quick decision, efficient management. Reviewed on: 29th March 2022

Great company gave a single mum a chance at life

One million percent would recommend these gives us mums chance thank you so much Reviewed on: 29th March 2022

Great card

Perfect great customer service easy app to follow no concerns highly recommend Reviewed on: 29th March 2022

Great and easy to apply for

Very easy to apply for. Credit limit suited perfectly. Friendly app that gives all the information needed to keep your spending safe and easy to manage. Reviewed on: 29th March 2022

Very easy to use and laid out

Zopa has been very straight forward and their app helps me to see my spending very easily Reviewed on: 29th March 2022

Made Everything So Easy

Using them help try build my credit score back, not a big limit which I don't want and very manageable. App makes everything simple. Had to call them and more than happy with their customer service Reviewed on: 29th March 2022

Excellent Card

Card work perfectly and does what is split out to do interest rate is just perfect Reviewed on: 29th March 2022

The Best Credit Card Provider in the UK

Faultless service. The App I'd absolutely fantastic and staff are more than helpful. Other providers should take note! Thank you Zopa! Reviewed on: 29th March 2022

Friendly

Fast friendly service. Very good and information and service Reviewed on: 29th March 2022

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