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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

The Credit Card we all need!

Easy to apply, easy app to use and great with keeping you updated on spend and features Reviewed on: 13th January 2023

Review

Quick and efficient company card came within 2 days of being approved Reviewed on: 13th January 2023

Lovely customer service

Never had a problem always helpful Reviewed on: 13th January 2023

Never a issue

Really go card never had any issues would definitely recommend to others Reviewed on: 13th January 2023

Great help

Gave credit when needed really helped out wen needed Reviewed on: 13th January 2023

Great credit card

Never had a bad experience with zopa. Customer service is great, credt card it great and easy to manage Reviewed on: 13th January 2023

Simple as peas

The whole customer journey end to end was straightforward, clear and enabled me to make an informed decision on how to proceed. The app enables me to fully manage, track status and offers so many supportive useful elements and information! Finance done right! Reviewed on: 13th January 2023

Perfect credit card

Card and app is fantastic and gives clear advice and current info Reviewed on: 13th January 2023

Spot on

Great company and very easy to apply for Reviewed on: 13th January 2023

Simply The Vedt

Great staff very polite and a pleasure to deal with Reviewed on: 13th January 2023

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