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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review

Quick and efficient company card came within 2 days of being approved Reviewed on: 13th January 2023

Lovely customer service

Never had a problem always helpful Reviewed on: 13th January 2023

Never a issue

Really go card never had any issues would definitely recommend to others Reviewed on: 13th January 2023

Great help

Gave credit when needed really helped out wen needed Reviewed on: 13th January 2023

Great credit card

Never had a bad experience with zopa. Customer service is great, credt card it great and easy to manage Reviewed on: 13th January 2023

Simple as peas

The whole customer journey end to end was straightforward, clear and enabled me to make an informed decision on how to proceed. The app enables me to fully manage, track status and offers so many supportive useful elements and information! Finance done right! Reviewed on: 13th January 2023

Perfect credit card

Card and app is fantastic and gives clear advice and current info Reviewed on: 13th January 2023

Spot on

Great company and very easy to apply for Reviewed on: 13th January 2023

Simply The Vedt

Great staff very polite and a pleasure to deal with Reviewed on: 13th January 2023

My zopa credit card

Easy to apply. Fast efficient decision made. Excellent, easy to use app. Exactly what I wanted. Reviewed on: 13th January 2023

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