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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Looking after the little people

Zopa have given me the tools to build my credit,not even my bank would give a overdraft and i have been with a them a lifetime. Reviewed on: 29th March 2022

Great service

Very helpful customer care app very easy to use Reviewed on: 29th March 2022

Good

Helpful for my daily expenses. Good to my credit score make thanks Reviewed on: 29th March 2022

very good to have

would be more helpful with an increase credit limit Reviewed on: 29th March 2022

Fantastic 1st Credit Card

I haven’t been very good with money in the past but I thought I would give Zopa a chance, I applied and have a credit limit the payments are simple every month which is managed by an app and I always have on hand someone to speak to if there are any problems I cannot fault them. Reviewed on: 29th March 2022

Marvellous company

Zopa had accept me when my credit rating was poor. Slow and steady my credit score is increasing, so too is my credit card limit. Thank you sooooo much zopa Reviewed on: 29th March 2022

Great app

I would definitely recommend Zopa to my friends and family Reviewed on: 29th March 2022

Simple and the best

Very easy and sigur Help every people Reviewed on: 29th March 2022

All-round brilliant service and account

Good customer service, well supported application to check you balance and easy to navigate! No drama set up,2 mins and you're away! All-round brilliant service and account! Reviewed on: 29th March 2022

It's been great so far

Good and responsive customer care team, very helpful and straightforward. Reviewed on: 29th March 2022

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