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Zopa: Credit card reviews

4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (43503)

Very user friendly, advisories are so helpful

5
Very user friendly, advisories are so helpful Reviewed on: 29th March 2022

Very useful and affordable credit card

5
I am definitely recommend Zopa credit card to my family and friends. It is a very handly way of helping us to build up our credit and to have an extra money to spend Reviewed on: 29th March 2022

Simple lending

5
Great communication and a user friendly app Reviewed on: 29th March 2022

AG

5
Zopa always there to answer any question very accurate and Constance I would highly recommend Zopa to anyone Reviewed on: 29th March 2022

Excellent service

5
From the start of my relationship with Zopa, it has been efficient and excellent experience. The online application was simplified for easy reach and completion. Reviewed on: 29th March 2022

Very satisfied!

5
I am very satisfied with the services offered by the zopa I recommend Reviewed on: 29th March 2022

Zopa is 100% good

5
Am happy using zopa which have referred my friend as well to join zopa. U are doing great work. Thanks for everything team zopa Reviewed on: 29th March 2022

Excellent service

5
Great experience so far. Excellent user friendly app and good customer service Reviewed on: 29th March 2022

Great

5
Fantastic, good interest rate,online service great Reviewed on: 29th March 2022

Great credit card

5
I have enjoyed a wonderful time with the card. Their support team is extremely helpful and agile. Overall impresion is outstanding Reviewed on: 29th March 2022

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