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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to apply for credit card

Everything from applying to being accepted and receiving my credit card was a simple and painless way to apply, I would certainly recommend Zopa, and would say they deserve the British Bank Awards 2022 Reviewed on: 29th March 2022

Zopa has amazing benefits

I am really happy being a new customer of Zopa the extras they do to boost your credit and help you save are amazing. Reviewed on: 29th March 2022

Very easy to use and easy payments

I've found zopa very easy to use and understand not had any issues at all and payments are easy fixable and fast what more can you ask for Reviewed on: 29th March 2022

Easy access and great response

It was so easy to access and get a credit card and app is so easy to use Reviewed on: 29th March 2022

Starling

Fab always easy to use and fast updates Reviewed on: 29th March 2022

Best customer care and help

Zopa have always been quick to reply to my queries and are always quick and effecient with communications and information regarding my account. Reviewed on: 29th March 2022

Excellent service

Wonderful service provider I have ever seen Reviewed on: 29th March 2022

Zopa, the one stop shop

I applied for Zopa. They told me my credit limit and walked me through setting up the app (really easy). Everytime you make a purchase you get a text immediately, which I think is fantastic. All of your information is easy to see in the app.....amount spent, remaining balance, how much minimum payment is and when its due. Everything is right there at your fingertips. I wouldn't hesitate to recommend Zopa to anyone. Reviewed on: 29th March 2022

The best

Easy and fast response to applications Reviewed on: 29th March 2022

Amazing service

Quick and amazing service! Would recommend to friends and family Reviewed on: 29th March 2022

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