Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

very efficient and cost effective

very helpful and satisfactory the app is very useful and good features Reviewed on: 13th January 2023

Brilliant company

I’m really happy with my Zopa account, the app is really simply to use, and really good customer service Reviewed on: 13th January 2023

Great credit company

Never had any problems and always informed Reviewed on: 13th January 2023

Outstanding finance

Happy with zopa they help in solving financial problem Reviewed on: 13th January 2023

Excellent

Easy to use with terrific customer support Reviewed on: 13th January 2023

Excellent company

I have had no problems with this company at all The app is very easy to use Very good company to deal with Reviewed on: 13th January 2023

No nonsense

Easy no nonsense low fees compared to some others Reviewed on: 13th January 2023

Easy to use, track your spend and give you that extra freedom

It had come in so handy as an emergency fund. In the current climate it had been a life saver. Reviewed on: 13th January 2023

Fantastic service

Applied and got accepted when I was turned down by others had a small isuue when I 1st tried to use my card but one quick call to the absolutely fantastic customer service team and I was up and running I would highly recommend zopa to anyone. Reviewed on: 13th January 2023

Zo fantastic

I love having this card for emergency unexpected expenses especially during this cost of living crisis. Very easy to apply for and fast decision. Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clubcard credit cards
from Tesco Bank 3.94 from 349 reviews
Cashback Plus Credit Card
from RBS 4.07 from 8 reviews
Instant pay
from Incredible 4.61 from 28 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub