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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

FAB CARD

Zopa is helping build my credit again thank you so much. Reviewed on: 29th March 2022

Value for money!

Despite initIal inconvenience, Zopa has proved to be number 1 in terms of service! Reviewed on: 29th March 2022

I think Zopa is a great company

I have enjoyed being a Zopa customer it is a brilliant app and easy and self explanortary happy customer. Reviewed on: 29th March 2022

Friendly and understanding

Good bank friendly and understanding Reviewed on: 29th March 2022

I am completely happy with my new credit card. All all queries have been dealt with with minimal fuss. I have promoted your card to friends and family.

All questions have been answered in a professional manner. Reviewed on: 29th March 2022

My experience

Brilliant and easy to use. Easy to use the app also . Reviewed on: 29th March 2022

Fab-u-lous

Quick application, easy to navigate app. You can make payments quickly on the app it’s really convenient. The updates when I use the card are really useful too. Great service, defiantly recommend. Reviewed on: 29th March 2022

Brilliant

Zopa have been a very easy credit card to use and understand. payments are easy to make and using the app is very convenient. Absolutely brilliant Reviewed on: 29th March 2022

rekiable and awesome

reliable, getting cash back on every purchase, it like earning money Reviewed on: 29th March 2022

Amaxing credit card sevi e and excellent customer service

I opened up my zopa account to help me pay for christmas when money was tight. Got accepted straight away and really easy to apply. Easy to use app to make keeping track of your spending easy. Affordable monthly repayments and you can also set up reminders or monthly direct debits to help pay it back. Definitely recommend. Reviewed on: 29th March 2022

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