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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Superb credit card

This is the one company I can heartily recommend. Their support to card holders is brilliant and their admin second to none. Reviewed on: 13th January 2023

Brilliant

Can’t praise Zopa enough always ready to help Reviewed on: 13th January 2023

Amazing products and customer service

Application process was seamless. The zopa app is easy to understand and clear to manoeuvre through the pages. I have already suggested them to friends and family. Reviewed on: 13th January 2023

Fantastic company

Brilliant company very helpful if you need to ask anything if they can't give you the reply they will find someone who will answer your questions. Reviewed on: 13th January 2023

Great service, simple and clear

Everything from the initial application to updates and notifications, very simple easy to follow, limits are good no silly increases on my account. Overall really good card and service Reviewed on: 13th January 2023

Excellent

Excellent customer service , Excellent rates Excellent spending amount Reviewed on: 13th January 2023

Excellent credit card

Very good app, after payment - your balance refreshing straight away Reviewed on: 13th January 2023

good company

Easy to apply , and the added bonus of the app Reviewed on: 13th January 2023

Good so far

No issues with zopa. Good combination and easy to use Reviewed on: 13th January 2023

Fantastic credit card

Amazing credit card quick easy to use, fast response would definitely recommend any day Reviewed on: 13th January 2023

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