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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great bank

I couldn't have asked for anything better. Reviewed on: 29th March 2022

Excellent company

Really don’t know what to say best credit card I’ve had recommend anyone Reviewed on: 29th March 2022

Zopa credit card is good to use

Zopa credit card it comes to solve my financial problem by using Zopa credit card for payment of everyday transactions. It helps to replace cash problem in my payment. Reviewed on: 29th March 2022

Better than others

I am happy to say one of the better loan companies on the market Reviewed on: 29th March 2022

Ace service

App is easy to use, payments are instant and advice on improving credit score is invaluable Reviewed on: 29th March 2022

nice

easy and no problems I recommend .. you will not regret download the app ... ease Reviewed on: 29th March 2022

Quick efficient service

Applied for a Zopa card on the Friday and it was here on the Monday. Very quick and efficient service Reviewed on: 29th March 2022

Great service

Easy quick and understandable. No problems Reviewed on: 29th March 2022

Alaina's review

Easy to use app. Payments are straight forward. Good service and email reminders Reviewed on: 29th March 2022

Very happy with Zopa

Easy to apply very efficient customer service support too Reviewed on: 29th March 2022

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