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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Easy peasy credit card

Easy to apply, easy to use, accessible app, good communication Reviewed on: 13th January 2023

Easy to keep a track on app

Poor credit limit but on a whole easy app and good customer services Reviewed on: 13th January 2023

Dies what it says on the tin

Easy to use. Payment cleared almost immediately Reviewed on: 13th January 2023

Best service

They ate the best service provider Reviewed on: 13th January 2023

Very helpful information about how to build a credit score

One of the best credit card for beginners to improve credit score Reviewed on: 13th January 2023

I'm so happy

Everything is going easy. Upgrading is coming fast and easy Reviewed on: 13th January 2023

Great product

Great card with full online access. Easy to control spending and check balances. Also notification after every spend. Reviewed on: 13th January 2023

Help when needed

As a bankrupt almost at discharge, I needed a card to help build my rating. The application process was simple and I didn't feel like I was going to be rejected. The interest is reasonable and the app means I can control my account easily. It has helped me, and I will be continuing to use this now I am discharged to build my credit score. Reviewed on: 13th January 2023

Amazing company

Customer service good . No issues Reviewed on: 13th January 2023

Great deals

Great deals. I recommend Zopa. Get a Zopa credit card. Reviewed on: 13th January 2023

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