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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Customer review

5
One of best card which helps to improve credit score, great benefits, best card to start build your credit score and great cash options when we use within credit limit. Best customer service and easy credit limit increase process. I would recommend everyone to choose Zopa. Reviewed on: 29th March 2022
Shravan Kumar's avatar
Shravan Kumar

Great & easy to use

5
Would recommend Zopa to friends & family easy to set up & use Reviewed on: 29th March 2022
jae 's avatar
jae

Good one

5
Their service above my expectation. Reviewed on: 29th March 2022
Kazi Nazmul Islam's avatar
Kazi Nazmul Islam

Very good

5
Easy to use and you get loads of offers Reviewed on: 29th March 2022
kamel soleyn's avatar
kamel soleyn

Amazing

5
Very responsive, quick and easy. Reviewed on: 29th March 2022
Adebayo Latifat's avatar
Adebayo Latifat

Helpful credit

5
This really helps stretch the cost of purchase's through the month and gives me a bit of room which is awesome. I would recommend this to anyone who doesn't already have a credit card. Reviewed on: 29th March 2022
Marlee Roberts's avatar
Marlee Roberts

5 Stars, Perfect in all areas

5
5 Stars, Perfect in all areas. I can not fault Zopa in way. Outstanding service and super efficient and flawless App Reviewed on: 29th March 2022
Daniel Clarke's avatar
Daniel Clarke

Absolutely brilliant service

5
Brilliant company honest upfront and helpful Reviewed on: 29th March 2022
Pat Maskell's avatar
Pat Maskell

Amazing

5
Extremely helpful and easy to use/understand Reviewed on: 29th March 2022
Danc456's avatar
Danc456

Excellent

5
Excellent service quick and easy way to use Zopa card Reviewed on: 29th March 2022
Amna khurram's avatar
Amna khurram

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