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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant company

I’m really happy with my Zopa account, the app is really simply to use, and really good customer service Reviewed on: 13th January 2023

Great credit company

Never had any problems and always informed Reviewed on: 13th January 2023

Outstanding finance

Happy with zopa they help in solving financial problem Reviewed on: 13th January 2023

Excellent

Easy to use with terrific customer support Reviewed on: 13th January 2023

Excellent company

I have had no problems with this company at all The app is very easy to use Very good company to deal with Reviewed on: 13th January 2023

No nonsense

Easy no nonsense low fees compared to some others Reviewed on: 13th January 2023

Easy to use, track your spend and give you that extra freedom

It had come in so handy as an emergency fund. In the current climate it had been a life saver. Reviewed on: 13th January 2023

Fantastic service

Applied and got accepted when I was turned down by others had a small isuue when I 1st tried to use my card but one quick call to the absolutely fantastic customer service team and I was up and running I would highly recommend zopa to anyone. Reviewed on: 13th January 2023

Zo fantastic

I love having this card for emergency unexpected expenses especially during this cost of living crisis. Very easy to apply for and fast decision. Reviewed on: 13th January 2023

Responsible lender

Applying on line was straightforward. Responsive to questions and queries. Reviewed on: 13th January 2023

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