Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service never had any problems

Excellent service never had any problems Reviewed on: 15th January 2026

Have never had any issues, prompt cars d and stateme...

Have never had any issues, prompt cars d and statement production. Reviewed on: 15th January 2026

I have loved the card it has helped me and my childr...

I have loved the card it has helped me and my children out alot in bad situations when i couldn't afford food Reviewed on: 15th January 2026

Zopa app easy to use.

Zopa app easy to use. App shows what you owe if you want to pay extra. Reviewed on: 15th January 2026

Great Company

Excellent company, easy to use app for your needs. Reviewed on: 15th January 2026

I just like how easy it is to connect, check balance...

I just like how easy it is to connect, check balances and do transactions online Reviewed on: 15th January 2026

Very easy to apply quick for my card to arrive...

Very easy to apply quick for my card to arrive Reviewed on: 15th January 2026

Great service

Fast and efficient service easy to apply and kept up to date with the progress by email or phone i would recommend to others Reviewed on: 15th January 2026

If I need to talk to somebody it's easy

If I need to talk to somebody it's easy Reviewed on: 15th January 2026

A great little plastic helper

Great little credit card. Very useful card to have in your wallet. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 3.63 from 97 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub