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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Didn't receive mu card yet

I would recommend you but I applied for my car 8 months ago and still haven't received it yet so don't know what else I can say Reviewed on: 13th January 2023

Good experience

They are straight forward and helpful with any enquiries. Reviewed on: 13th January 2023

Great Easy to use

I managed to get a 0% card from Zopa, I found the App very easy to use and the Balance transfer too minutes. Easy to pay the bill via the App. Everything is so easy compared to some other credit card Apps. Reviewed on: 13th January 2023

Best company

Easy to use app...helpful professional staff Reviewed on: 13th January 2023

Excellent

Very helpful and friendly and can't do enough for you Reviewed on: 13th January 2023

Fantastic

Quick response and excellent services Reviewed on: 13th January 2023

Credit card

I have received the best service I could have imagined Reviewed on: 13th January 2023

Easiest credit card app around

I have a couple of credit cards and move my balance around to get the best deal. However this one is my wallets staple, no just because the rate is decent and the card has a funky design, but because the app is so simple and intuitive. Makes it so easy to manage my finances. Reviewed on: 13th January 2023

What a company

Cannot fault Zopa, very helpful, so easy to deal with , fantastic customer service Reviewed on: 13th January 2023

Very good

Great service . Easy access in app Reviewed on: 13th January 2023

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