Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy peasy

Quick to get account, the app is good simple to see statement. Reviewed on: 13th January 2023

Zopa

It's great to have a low percentage credit card like zopa with great value &customer services. Reviewed on: 13th January 2023

Great company credit card

Very good customer service and exceptional credit card Reviewed on: 13th January 2023

Good service

Easy to apply Easy to use the app Reviewed on: 13th January 2023

Excellent

Good card good amount given great for use in emergency or as a daily usage it’s up to individual how u use if u ever experienced problem the customer service helps Reviewed on: 13th January 2023

Zopa card credit

Excellent company with very good offers. Reviewed on: 13th January 2023

Amazing

Very professional very helpful amazing product Reviewed on: 13th January 2023

Very good

Very goog recommend to everyone very easy to use money coming to card straightaway Reviewed on: 13th January 2023

Best credit card

Beat credit card and app, very easy to use Reviewed on: 13th January 2023

Fantastic service and brilliant app

The service I get is really good and Zopa have the best credit card out there it’s ever so easy and everything is clearly laid out Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Halifax 3.50 from 19 reviews
Credit card
from Nationwide 4.14 from 225 reviews
Classic credit card
from Capital One 4.06 from 304 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub