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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Fantastic service and brilliant app

The service I get is really good and Zopa have the best credit card out there it’s ever so easy and everything is clearly laid out Reviewed on: 13th January 2023

Amazing

Highly recommend! One of the best credit card providers! Reviewed on: 13th January 2023

Great card

Zopa has an easy app to manage the account. Over all never had an issue. Reviewed on: 13th January 2023

Great service

Great service and with an excellent app for controlling and keeping up to date with your account Reviewed on: 13th January 2023

Outstanding!

Great service, excellent communication and easy to use online statements Reviewed on: 13th January 2023

Excellent Card

I love how good my ZOPA card is, two parts my balance transfer and my normal everyday use. Fantastic starting limits really impressed me. Easy to use and great customer service Reviewed on: 13th January 2023

Zopa credit card

Zopa is absolutely amazing, Reviewed on: 13th January 2023

Best app in the business

So user friendly , best credit card and loan app out there Reviewed on: 13th January 2023

Good product

Easy to use and convenient, useful especially in case of emergency. Reviewed on: 13th January 2023

Great product

Helps me control my financial life. Also offers other products better than high street bank's Reviewed on: 13th January 2023

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