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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to deal with

Easy to deal with I haven't had any problems with them and would recommend to everyone Reviewed on: 29th March 2022

Fab product

Very easy sign up. Card delivered promptly. Easy to use app Reviewed on: 29th March 2022

Never had a problem

Never ever had a problem with these guys helped me when no one else would really would highly recommend Reviewed on: 29th March 2022

Great service very helpful

Great advice given when I needed it service was on point helpful and fast Reviewed on: 29th March 2022

Quick and understanding

Trying to make and remake my financial life, I came across zopa, since my credit was bad and I wanted to improve it and zopa has not disappointed me yet. Reviewed on: 29th March 2022

easy

so easy to apply and once received so easy to keep track on the app Reviewed on: 29th March 2022

Treat customers well

With my not.so good credit rating i was offered a credit card Reviewed on: 29th March 2022

Saved the day

Accepted straight away and helps with rainy day Reviewed on: 29th March 2022

Accepted me when many wouldn't

Zopa have or more to the point are helping rebuild me credit rating, only one of a very limited few prices that seemed willing to help. Zopas application process was by far the easiest Reviewed on: 29th March 2022

Excellent credit card

Very good credit card, and tailored to specific needs, seem to be more about helping rather than profiting. Reviewed on: 29th March 2022

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