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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

ALWAYS READY TO HELP

AFTER APPLYING FOR MY CARD, THOSE AT ZOPA PROVED TO BE VERY HELPFUL AND ARE ALWAYS ON HAND AND WILLING TO HELP IN ANY WAY THEY ARE ABLE. I ONLY WISH I'D APPLIED A LOT EARLIER Reviewed on: 13th January 2023

Perfect for building credit rating, customer service amazing.

Easy to apply, set up and payments are pretty flexible. Credit builder feedback on the app, app is very user friendly. Customer service staff are absolutely amazing amd very helpful. Reviewed on: 13th January 2023

Great card , great company

A few years ago I started an Iva and am happy to say that I’m out of it now , when I went searching for a credit card to boost my credit rating this was the only company who gave me a chance to rebuild my credit rating , all other companies didn’t give me a second thought . Now I am on my way to an excellent credit rating thanks to Zopa. I cannot recommend this company highly enough for the chance I was given . Thankyou Zopa !! Reviewed on: 13th January 2023

Excellent Zopa

Good company with excellent products , great service and sensible professional advice offered . Reviewed on: 13th January 2023

Zopa is good

I like to use Zopa card because everything is good Reviewed on: 13th January 2023

Prompt and quick

They provide quick feedbacks and help you make your choices better Reviewed on: 13th January 2023

Amazing company

Easiest way to improve bad credit Reviewed on: 13th January 2023

Beautifully simple

Good comms, Brill app, Good product. Reviewed on: 13th January 2023

Great service

Great service and very good rates Reviewed on: 13th January 2023

Great customer service

When ever I have an issue it is rectified that call! Reviewed on: 13th January 2023

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