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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to use UI.

Very easy to use UI. Quality customer service with prompt replies Reviewed on: 15th January 2026

I am happy with my zopa account ,it's easy to use an...

I am happy with my zopa account ,it's easy to use and understand also the customer service is great,and the interest rates are faverable Reviewed on: 15th January 2026

Fantastic and happy to help.

Fantastic and happy to help. Always there to help you with a happy go lucky charm in there voice Reviewed on: 15th January 2026

Cant fault it been easy start to deal with

Cant fault it been easy start to deal with Reviewed on: 15th January 2026

Not had to contact anyone regarding any issues.

Not had to contact anyone regarding any issues. I believe this is a good thing. Reviewed on: 15th January 2026

Great and quick service easy to apply

Great and quick service easy to apply Reviewed on: 15th January 2026

Customer service is good.

Customer service is good. Always helpful. Reviewed on: 15th January 2026

Very easy to apply for and set up.

Very easy to apply for and set up. Reviewed on: 15th January 2026

Friendly and efficient good to bank with.

Friendly and efficient good to bank with. Reviewed on: 15th January 2026

you been with the rest now bank with the best

Its all good all round, im glad I found this card, many thanks Reviewed on: 15th January 2026

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