Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great service, fast and efficient

Great service, fast and efficient Reviewed on: 28th April 2025

I love zopa just incredibly easy to use I have their...

I love zopa just incredibly easy to use I have their new account and credit card Reviewed on: 28th April 2025

Excellent customer service

Excellent customer service .Good Reviewed on: 28th April 2025

It helps improve the credit score who has a poor cre...

It helps improve the credit score who has a poor credit. Reviewed on: 28th April 2025

Excellent communication

Excellent communication and gives great insight on my account Reviewed on: 28th April 2025

Zopa good service

Amazing very good always good service Reviewed on: 28th April 2025

The product is good when you need it

The product is good when you need it Reviewed on: 28th April 2025

Perfect!!!

Good product nothing to complain Reviewed on: 28th April 2025

Very easy to use app, excellent service.

Very easy to use app, excellent service. Not constantly bombarded with emails etc Reviewed on: 28th April 2025

Very helpful service.

Very helpful service. Responsive and quick service. Recommended. Reviewed on: 28th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus
from Capital One 3.56 from 3 reviews
Credit Card
from Shop Direct 4.67 from 6 reviews
Clarity credit card
from Halifax 4.23 from 266 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5951 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub