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Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44345)

Easy to use

5
Its very easy and simple to use. I’m having for a while Zopa card and enjoying using it Reviewed on: 11th January 2023

Poor credit

5
I have a poor credit rating but this company believed in me and now I'm on the way back to getting good credit Reviewed on: 11th January 2023

Very good

5
Awfully good stuff and it is very good Reviewed on: 11th January 2023

Easy, efficient, helpful

5
Found them very helpful, easy to sort out. No complications. Reviewed on: 11th January 2023

Very good

5
Yes top I recommend to all my friends and family Zopa is the best Reviewed on: 11th January 2023

very good money people

5
They help you very well to manage your financial well being Reviewed on: 11th January 2023

Great card

5
I had never heard of Zopa but really pleased to be with them. Easy application message is clear encourages savings interest communication is good. What I enjoy is the simplicity and ease but also ensuring you use and spend responsibly Reviewed on: 11th January 2023

helpful and understanding

5
Love my Zopa card , always helpful when on phone, never had a problem at all and if I did their customer service are brilliant at helping out Reviewed on: 11th January 2023

Great bank

5
Helpful and Easy banking and a great way to save to Reviewed on: 11th January 2023

Great choice

5
Very easy app , great card helping me to get back on track Reviewed on: 11th January 2023

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