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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very good service

Once I got the app and worked out how to use it, it work well and I haven't looked back and great service Reviewed on: 29th March 2022

Easy website flexible payment's good company

My experience very convenient shows balance straight away and when you pay off any payments it goes straight on to your balance Reviewed on: 29th March 2022

Excellent service

Excellent service...Great customer care ..never had any issues which they soon resolve in a professional manner Reviewed on: 29th March 2022

Excellent

Excellent customer services and over all really easy to use Reviewed on: 29th March 2022

The bank of the year out of 1 to 10 I give I am easy 10 out of 10

I Ward recommend Zopa bank to Is everyone and Anyone✅✅✅✅✅ Reviewed on: 29th March 2022

Simple and efficient

Everything it’s working and so simple to use… Reviewed on: 29th March 2022

Perfect credit card

The best card to improve your credit rating Reviewed on: 29th March 2022

Easy and stress free

I have found this service helpful and stress free and it was available for me when a lot of other services wasn’t Reviewed on: 29th March 2022

Excellent card

So organized and great credit card, easy approval Reviewed on: 29th March 2022

Giving people a chance

This credit card is very easy to get It’s clear in everything it does Payments are cleared straight away so no reason to fall behind there are also tips on transferring energy companies,internet etc which is great fantastic card Reviewed on: 29th March 2022

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