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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Helpful

Easy to access and view my account. Good financial advice. Reviewed on: 11th January 2023

Amazing

Amazing easy to use and very fast Reviewed on: 11th January 2023

Best provider ever

I have my credit card with Zopa Very easy to use and deal 5 star services Reviewed on: 11th January 2023

Very easy to deal with

Very friendly staff and very helpful Reviewed on: 11th January 2023

CREDIT CARD

GREAT COMPANY WHO GOES OUT OF IT WAY TO HELP YOU BACK TO GET A GOOD CREDIT RATING Reviewed on: 11th January 2023

Best credit card provider

Understanding listen to customer needs always willing to assist Reviewed on: 11th January 2023

So Easy to use with real-time updates

Great Card , so easy to use , Real time updates via the App , Good communication . Reviewed on: 11th January 2023

Best one

I can really recommend that company! Reviewed on: 11th January 2023

Zopa card

Brilliant service and knowing your card is in your wallet for those little things you enjoy is so worth it Reviewed on: 11th January 2023

My favourite credit card

Zopa is by far my favourite credit card, the app is perfectly user friendly, I love the savings aspect it’s a great touch and makes me feel like they actually care about my money rather than feeding them with interest fees they’re giving me something back. Reviewed on: 11th January 2023

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