Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zoopla

Quick easy to apply quick at making a decision on your loan and its was all sorted in days absolutely brilliant customer service are easy to talk to and sort any problems out asap Reviewed on: 29th March 2022

fits my needs

Good app and easy to use And the card is excellent Reviewed on: 29th March 2022

Second chance

I was a little silly in the past my with credit card and Zopa have given me a chance with a second. Thank you for the opportunity to use a credit card again. Reviewed on: 29th March 2022

The most helpful bank I have ever dealt with

Very helpful in getting me a card without punishing me for being not so well off by Very high rates. Reviewed on: 29th March 2022

Excellent

Always easy to follow all at a touch of a button Reviewed on: 29th March 2022

Customer support

Good customer support and have received feedback quickly. Reviewed on: 29th March 2022

Great service

Fantastic rate good service queries answered to very high standard. Reviewed on: 29th March 2022

Exceptional banking

A superb, bank, great service professional, great communication supet application usability, highly recommended Reviewed on: 29th March 2022

Very easy to use application and instant support from a member of the Zopa team

When I opened the credit account I was unaware of certain aspects of the credit agreement and statement dates, the online support portal was very quick and explanatory Reviewed on: 29th March 2022

Spot on and easy

Fully accessible on your phone via the app. Easy to make a payment anytime and even see if your able to increase your limit or get a loan. Takes the fear out of credit cards and makes its so easy to manage. Love the cushion as you can ledge some of your limit untouched for emergencies! Highly recommend Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.59 from 9 reviews
Credit card
from Debenhams 2.40 from 13 reviews
Clubcard credit cards
from Tesco Bank 4.03 from 328 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub