Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent

Always excellent customer service. Reviewed on: 11th January 2023

Credit card

Zopa is great and easy to pay back and account updates straight away and off great ways to saves Reviewed on: 11th January 2023

Great experience

Great card easy to use low interest rate Reviewed on: 11th January 2023

Easy to use and follow instructions

Great company, always telling you up to date information and account info, Friendly and courteous and well run Reviewed on: 11th January 2023

It's going places very good so far

It's good easy efficiency I like so far very good Reviewed on: 11th January 2023

Very good

The Best credit card easy to make i am very happy Reviewed on: 11th January 2023

Great Value

Great to be able to save money in a separate account as well as having the freedom to spread your spending. Reviewed on: 11th January 2023

I would highly recommend Zopa to family and friends. Great customer service and easy to use app

The app allows me to make payments and check my balance. It even gives me an option to save. The app is easy very easy to use Reviewed on: 11th January 2023

Best service

I found that zopa is best company Reviewed on: 11th January 2023

Nice banking service

Good customer service The take calls in minutes Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Shop Direct 4.23 from 6 reviews
Gold Card
from first direct 4.23 from 9 reviews
Credit Card
from Bank of China (UK) 4.12 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub