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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Most easiest card I have ever had

The card and app is honestly I would say the best I've ever used. It is so effortless when you want to pay it off each month and the card has a really good look to it. Looks more modern then the standard card look. Reviewed on: 11th January 2023

Excellent

Excellent all round company professional customer service. Reviewed on: 11th January 2023

Excellent service

It’s amazing to grow up your score, it’s very easy to manage and understand the app. Additionally it has different options to save money with a good porcentaje of AER Reviewed on: 10th January 2023

Thanks

I like to say thank you you said yes when everyone said no Reviewed on: 10th January 2023

Best Card I've ever had.

Fast, efficient application process. Easy to use App (even for an 'old codger' like me), and prompt accurate information always available. Reviewed on: 10th January 2023

Simply amazing

Very happy and can suggest to everyone Reviewed on: 10th January 2023

Great Customer Service Experience.

Everything is superb. Very good. Reviewed on: 10th January 2023

Great service even better app

I really like the Zopa app, it is easy to see you remaining balance and how any extra repayments can have an impact. It’s really usually during the current cost of living crisis as it allows me to be money aware and look after my budgeting. Reviewed on: 10th January 2023

Best credit card provider!

It’s so hard easy to manage repayments, everything is displayed clearly and there’s always encouragement to make payment early. The financial health awareness is a plus! Reviewed on: 10th January 2023

Unprofessional

I got a credit card . Fraud on the card . First they give me the money then take it back . What company does this Reviewed on: 30th November 2022

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