Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43503)

Best credit card company

5
Love there app explains everything.recommdands best deals for credit history. Reviewed on: 29th March 2022
Kirsty Shortland's avatar
Kirsty Shortland

Good and easy to use

4
Good and easy to use and under stand Reviewed on: 29th March 2022
Royco32's avatar
Royco32

Best credit card Zopa

5
Easy application, nice and easy to use app. Overall very good credit card Reviewed on: 29th March 2022
Natalia Ender's avatar
Natalia Ender

Easy to use

5
I would recommend Zopa to anyone who is looking for a credit card. They are friendly, easy to use and there is no confusion or hidden costs. Reviewed on: 29th March 2022
Hollie McNamara's avatar
Hollie McNamara

Excellent

5
This is a very helpful credit cardxwith the ability to pay early or by due date Reviewed on: 29th March 2022
Peter's avatar
Peter

Made it easy to build credit

5
I love the fact I can build my credit up, and make my life easier Reviewed on: 29th March 2022
Marie Houfe's avatar
Marie Houfe

Excellent credit card.

5
So straight forward to apply and a manageable limit upon approval. They definitely do not shove an excessive amount on you that some people could struggle to repay.. when you do pay your credit back it goes onto your account instantly. It doesn't take 3 to 5 days like most credit cards. I love my zopa. Reviewed on: 29th March 2022
Jmj's avatar
Jmj

Amazing

5
Love my zopa card not had any problems also great customer service would definitely recommend Reviewed on: 29th March 2022
Robert jackson 's avatar
Robert jackson

No Issues

4
A great company never had cause to call customer services able app is very user friendly Reviewed on: 29th March 2022
William Messenger's avatar
William Messenger

Easy to use

5
Easy to access and good interest rates Reviewed on: 29th March 2022
Saff 's avatar
Saff

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5953 reviews
    Zopa

  • Cash ISA

    from Zopa 4.94 from 1539 reviews
    Zopa

  • Personal loan

    from Zopa 4.94 from 68054 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill