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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Fantastic company

They have always been extremely helpful and the facilities are excellent along with the credit card Reviewed on: 29th March 2022

Fantastic service

Amazing service with an easy to use app. The customer service is second to non and they are always helpful. Reviewed on: 29th March 2022

No problems

Easy app with bank no problems so far and fair charges. Reviewed on: 29th March 2022

Excellent

Good product s and lovely customer service Reviewed on: 29th March 2022

Quick, simple and straightforward

Very straightforward and simple application process with excellent communication throughout. Extremely quick delivery too. Highly recommended. Reviewed on: 29th March 2022

Great company

First rate service and a brilliant card for rebuilding my credit score can't fault them in anyway Reviewed on: 29th March 2022

Work in progress

My experience is that I only started using Zopa just over a month now,so far I can’t really say much.I think overall it’s good. Reviewed on: 29th March 2022

Customer friendly

Very satisfied with service and will reccommed it to anyone Reviewed on: 29th March 2022

They give you a second chance

Great card Great customer service Easy to use Safe Reviewed on: 29th March 2022

Really clear usable credit

Fab experiences from the start, any queries cleared up straight away and help when you need it. Reviewed on: 29th March 2022

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