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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Happy

Very good app and easy to use. Thanks Zopa Reviewed on: 4th April 2022

Great

Great app where I can keep up to date with payments. Good communication from Zopa who inform me when I’m close to limit and when to act. Reviewed on: 4th April 2022

Zopa, zo good!

The Zopa card is easy to use, payments via the app are simple with an almost immediate receipt of payment notification - most cards take up to 2 working days. Brilliant! Reviewed on: 4th April 2022

Very good and low interest

Love that it's low interest and the amount to pay back isn't to much Reviewed on: 4th April 2022

very good service

very good quick and effective service Reviewed on: 4th April 2022

Great help

Great help for low or abs credit. So easy to set up and use. Helpful app Reviewed on: 4th April 2022

Mega review for mega company

I have had a fantastic experience and what I love more is how easy it is to communicate with agents and without fail they go above and beyond to help Reviewed on: 4th April 2022

great company credit rebuilding

Easy and quick application. The Zopa app are easy to use. Reviewed on: 4th April 2022

Easy to set up and good communication

Very smooth set up and the app is very easy to use Reviewed on: 4th April 2022

Brilliant all rounder

The app is really easy to navigate, the borrowing power score is really useful and helps you to keep an eye on how you spend. Really helping to build my credit score! Reviewed on: 4th April 2022

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