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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great

Great app where I can keep up to date with payments. Good communication from Zopa who inform me when I’m close to limit and when to act. Reviewed on: 4th April 2022

Zopa, zo good!

The Zopa card is easy to use, payments via the app are simple with an almost immediate receipt of payment notification - most cards take up to 2 working days. Brilliant! Reviewed on: 4th April 2022

Very good and low interest

Love that it's low interest and the amount to pay back isn't to much Reviewed on: 4th April 2022

very good service

very good quick and effective service Reviewed on: 4th April 2022

Great help

Great help for low or abs credit. So easy to set up and use. Helpful app Reviewed on: 4th April 2022

Mega review for mega company

I have had a fantastic experience and what I love more is how easy it is to communicate with agents and without fail they go above and beyond to help Reviewed on: 4th April 2022

great company credit rebuilding

Easy and quick application. The Zopa app are easy to use. Reviewed on: 4th April 2022

Easy to set up and good communication

Very smooth set up and the app is very easy to use Reviewed on: 4th April 2022

Brilliant all rounder

The app is really easy to navigate, the borrowing power score is really useful and helps you to keep an eye on how you spend. Really helping to build my credit score! Reviewed on: 4th April 2022

Perfect 1st credit card

Great little credit card to build up your credit report. Reviewed on: 4th April 2022

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