Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Perfect 1st credit card

Great little credit card to build up your credit report. Reviewed on: 4th April 2022

Adam dawid

Very nice credit card zoopa chcialbym dostac wiecej Reviewed on: 4th April 2022

Just got a Zopa card but love it

Don’t have it long enough but still love what I see so far Reviewed on: 4th April 2022

Brilliant Company

Always helpful, the app is amazing Reviewed on: 4th April 2022

Really straightforward clear banking

Versatile, easy to manage, clear Everything you need to manage banking Reviewed on: 3rd April 2022

Meri Georgieva

Easy to use . Correct and very helpful . Lot of options to use and improve credit scores Reviewed on: 3rd April 2022

Amazingly Simple.

Been with Zopa for a couple of months now and it was super simple to set up an account with them and can manage everything through their easy to use app. Definitely a good starter for anyone looking for a simple no-fuss credit card Reviewed on: 3rd April 2022

Not enough credit

Not enough credit will be provided. Reviewed on: 3rd April 2022

Helpful and easy

I have found Zopa so helpful and easy to use, unlike some other companies they keep me updated on everything and any charges aren't extortionate, so glad I chose them. Reviewed on: 3rd April 2022

Amazing!

Very good service, easy to understand with accompanying app. 10/10 Reviewed on: 3rd April 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 3.46 from 35 reviews
Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Aqua credit cards
from NewDay 4.72 from 3310 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub