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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant

Zopa is a great credit card to have and I wouldn’t be without it now Reviewed on: 11th January 2023

Superb

This card suites me perfectly a small limit. Yet I can pay if off easily without incuring interest fee's. Also the way I have gained there trust they increased the limit to which is easily manageable. With this in hand it has helped me gain a higher credit score as it continues to get better. I will able to achieve other cards if needed with Zopa's help Reviewed on: 11th January 2023

Easy to apply

Application process is easy, good interest rate, app is easy to understand Reviewed on: 11th January 2023

top credit card provider

i have zopa credit card i say this comapany is best go above and beyond i very highly recommend them wont be dissapointed Reviewed on: 11th January 2023

Amazing credit card/savings

Love the savings part on the app and the credit is perfect for me and helps me track my spending. Reviewed on: 11th January 2023

Zopa keeps you in control and very helpful

Very understanding and helpful with good ideas Reviewed on: 11th January 2023

Very good

ra vc gnoC very good very nice very easy app Tks very much gdfbbbbvvbb nnn vhjjjjjkm Reviewed on: 11th January 2023

Best lent

So quick to set up and apply for credit, checks are so quick Reviewed on: 11th January 2023

Easy to use

Its very easy and simple to use. I’m having for a while Zopa card and enjoying using it Reviewed on: 11th January 2023

Poor credit

I have a poor credit rating but this company believed in me and now I'm on the way back to getting good credit Reviewed on: 11th January 2023

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