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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good

Excellent and good response any problem Reviewed on: 30th March 2022

Friendly. Easy. Quick

I managed to fill in application at work on my break and got a credit card before I went back. Quick and easy! Reviewed on: 30th March 2022

Quick, simple, amazing

Really easy to sign up and easy to use app. Good amount of credit to start with. Quick and easy to pay back what you owe. Easy to contact with regards to any questions. Reviewed on: 30th March 2022

Super easy to use & hassle free

So easy to set up manage via the App in full control of spending and super secure Reviewed on: 30th March 2022

Brilliant

Absolutely brilliant credit card to have, they don't push you to get more money, they really do put their customers first!!. Reviewed on: 29th March 2022

Zopa is a very good company

My experience Zopa company care for their customers Reviewed on: 29th March 2022

Excellent

I like this company esey to use Reviewed on: 29th March 2022

Banking made easy

banking made easy, used my card abroad with no problem and will carry on to use it in the future Reviewed on: 29th March 2022

Helpful

Was able to help when I needed it the most, thank you Reviewed on: 29th March 2022

Great up to date notifications

Great company and effective.Good services. Reviewed on: 29th March 2022

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